Category: Blogs

When Loan Modification Automation Gets It Right: The AI vs. Rules-Based Distinction That Actually Matters Sapan Bafna | Founder & CEO, Outamation Inc.| June 2026 | Part 2 of 3 | 4 min read Mortgage Servicing | Loan Modification | Loss Mitigation Automation Most vendors selling loan modification software will tell you they use AI.… Continue reading When Loan Modification Automation Gets It Right: The AI vs. Rules-Based Distinction That Actually Matters

Your Loss Mitigation Platform Is Already in Scope. Are You Ready? What the simultaneous arrival of California and Colorado’s ADMT frameworks means for every mortgage servicer and their technology vendors – right now. Ron Morton, Chief Revenue Officer, Outamation Inc. The Regulation Just Caught Up to Mortgage Servicing The rules governing AI just caught up… Continue reading Your Loss Mitigation Platform Is Already in Scope. Are You Ready?

Why Loan Modifications Still Feel Broken in 2026 (And What Default Servicing Leaders Can Do About It) A practical look at the operational gaps slowing down loss mitigation, and how loan modification automation is changing what “ready to decision” actually means. Daxa Mehta, Product Director, Outamation Inc. If you run default servicing or loss mitigation… Continue reading Why Loan Modifications Still Feel Broken in 2026 (And What Default Servicing Leaders Can Do About It)

The Borrower Stress Is Real. Is Your Servicing Operation Ready for What Comes Next? Most mortgage servicers are not lacking technology. They are lacking automation that was actually built for how servicing works. Nearly 1 in 3 FHA loans today caries a DTI above 50 percent. Government-backed lending has more than doubled its share of… Continue reading The Borrower Stress Is Real. Is Your Servicing Operation Ready for What Comes Next?

Beyond Compliance: Why ‘Close Enough’ No Longer Works in Loss Mitigation By Sherri Hopkins, Compliance Specialist | Outamation The CFPB’s latest Supervisory Highlights are not a surprise to anyone sitting in a loss mitigation compliance seat. But they should be a wake-up call for servicers who think their workflows are “close enough.” Examiners are not… Continue reading Beyond Compliance: Why ‘Close Enough’ No Longer Works in Loss Mitigation

—Appointments are Visionary Executives Committed to Innovation and Excellence —…